An eccentric lottery winner named Charles, living alone on a remote island, tries to make his dreams come true by inviting his favorite musician, Herb McGwyer, to an exclusive, private concert. Unbeknownst to Herb, Charles has also brought Herb’s former bandmate and ex-girlfriend, Nell, with her new husband to perform their old favorites. As tempers flare and old tensions resurface, stormy weather traps them all on the island, leaving Charles desperate to save his dream concert.